Rental car accidents create confusion even for people who have been through a crash before. In Miami, where tourism, business travel, and temporary vehicle use are constant, rental car collisions are especially common. If you are injured in one of these crashes, figuring out who pays for medical care, vehicle damage, and lost income can feel overwhelming from the start.
Why Rental Car Accidents Are More Complicated Than They Appear
A rental car accident often involves more than one insurance policy. The driver may have personal auto insurance. The rental company may offer optional liability coverage. A credit card may provide limited protection. Each of these policies has different rules, exclusions, and limits, and insurance companies frequently argue over which policy applies first.
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