Earlier this month, a state appellate court issued an opinion in a motorcycle accident case that raised an interesting issue that confronts many Florida motorcycle accident plaintiffs. The case involved a plaintiff’s claim that he was entitled to coverage under the defendant’s uninsured motorist (UIM) insurance coverage. Ultimately, the court rejected the plaintiff’s claim.
There are several types of insurance included in most insurance policies. Liability insurance covers personal injuries that are results of an accident caused by the insured. However, most insurance policies also include UIM coverage. Uninsured motorist protection covers the insured, and usually anyone occupying the insured vehicle, in the event that the at-fault motorist does not have adequate insurance coverage.
The Facts of the Case
The plaintiff motorcyclist was stopped at a red light when the defendant failed to stop in time and rear-ended him. As a result of the collision, the plaintiff was thrown backwards and landed on the hood of the defendant’s car.