Last updated July 24, 2026 · Reviewed by Ronald David Rodman, a Florida personal injury attorney.
Two bills that would have ended Florida’s no-fault auto insurance system died in committee on March 13, 2026, the day the legislative session closed. Senate Bill 522 would have repealed the Florida Motor Vehicle No-Fault Law outright, and House Bill 769 was its counterpart in the House. Neither reached a floor vote, so personal injury protection coverage remains mandatory on most vehicles registered in the state.
Florida Statute § 627.736 requires PIP to pay 80 percent of reasonable and medically necessary medical expenses and 60 percent of lost gross income, up to a combined limit of $10,000. That coverage carries a deadline that ends more claims than either repeal bill would have. Initial services and care must be received within 14 days after the crash, or PIP medical benefits are not reimbursable at all. Our personal injury attorneys see that deadline missed more often than any other.
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