Car Accident

State Appellate Court Rejects Plaintiff’s Claim of Bad Faith Against Insurance Company in Auto Accident Case

Published on: October 11, 2016 | by Friedman Rodman Frank & Estrada, P.A.

One state’s supreme court recently published a decision affirming a district court’s ruling in favor of the defendant in a personal injury claim. The plaintiff alleged that the defendant, an insurance company that represented the other driver involved in an accident, had unreasonably rejected her initial claim for damages related to injuries that she suffered in an auto accident. The state supreme court ultimately decided that the defendant had reasonable grounds to challenge the plaintiff’s claim because there were conflicting accounts of the accident itself, as well as the source of the injuries the plaintiff claimed to have suffered in the crash. Although the high court affirmed the ruling favoring the defendant concerning the plaintiff’s bad-faith claim, the plaintiff may still be entitled to compensation from the defendant for her injuries.

The Plaintiff’s Vehicle Is Struck by Another in the Parking Lot of an Apartment Complex

The plaintiff in the case of Holloway v. Direct General Insurance Company is a woman who was involved in an accident with a driver who was insured by the defendant. According to the facts discussed in the appellate opinion, the plaintiff and the other driver gave conflicting accounts of the accident, and police were never called to report on the crash. Although the accident occurred at a low speed, and the damage to the vehicles was relatively minor, the plaintiff allegedly suffered serious injuries from the crash. The plaintiff made a claim with the defendant for $125,000 in damages suffered in the accident.

The Defendant Disputed the Insured Was Responsible for the Collision and Denied the Plaintiff’s Claim

Based on the conflicting accounts of the accident, the defendant denied that the driver it insured was legally responsible for the injuries allegedly suffered by the plaintiff in the crash and eventually denied the plaintiff’s claim. The plaintiff filed a personal injury lawsuit against the defendant to obtain the compensation requested in her initial claim, and she also requested additional damages from the defendant, alleging that the defendant unreasonably denied her claim and acted with bad faith.

Court Upholds Verdict in Icy Road Car Accident Case

Published on: September 23, 2016 | by Friedman Rodman Frank & Estrada, P.A.

The Supreme Court of Alaska recently decided to uphold a jury’s verdict in favor of the defendant in a personal injury claim. The plaintiff had sought damages from the defendant as compensation for injuries that she allegedly suffered in an auto accident caused by the defendant’s failure to stop on an icy road. As a result of the court’s ruling, the plaintiff is unlikely to receive compensation for her personal injury claim.

The Plaintiff’s Vehicle Was Struck From Behind by the Defendant

The plaintiff in the case of Marshall v. Peter is a woman who was allegedly injured when her vehicle was hit by the defendant’s while she waited to perform a left turn. The defendant responded to the complaint and denied that he acted negligently, testifying that he had left adequate space between his vehicle and the plaintiff’s vehicle and that the accident was caused by the icy road conditions. The jury considered the plaintiff’s claims and testimony at trial and decided the defendant was not negligent or responsible for the plaintiff’s injuries.

The Plaintiff Appeals to the Alaska Supreme Court

The plaintiff appealed the trial court’s rulings to the state supreme court, arguing that the claim should not have been rejected by the jury as a matter of law. The appellate court favored the defendant’s arguments, noting that the jury reasonably could have found that the defendant was exercising due care when operating his vehicle and was not negligent in failing to prevent the accident. The Court additionally entered a judgment against the plaintiff for part of the defendant’s attorneys fees after the plaintiff failed to reasonably consider a settlement offer made by the defendant during pre-trial negotiations.

Court Ruling Favors Accident Plaintiff Who Initially Sued the Wrong Defendant

Published on: September 13, 2016 | by Friedman Rodman Frank & Estrada, P.A.

One state’s supreme court recently published a decision reversing two lower court rulings that had thrown out a car accident case initially filed against the wrong defendant and later amended by the plaintiff to include the actual driver of the other vehicle, but only after the statute of limitations for a personal injury claim had expired. The most recent appellate opinion interpreted the state procedural rules to allow the plaintiff’s claim to proceed against the actual driver of the other vehicle involved in the accident because the plaintiff was reasonably mistaken as to who was in control of the vehicle at the time of the crash. Since the dismissal of the plaintiff’s case has been reversed, the plaintiff’s negligence claim against the driver of the other vehicle will proceed toward a trial or the settlement of the plaintiff’s claim.

The Plaintiff Suffered Injuries After Being Rear-Ended by a Vehicle with Several Occupants

The plaintiff in the case of Sellers v. Kurdilla is a woman who was injured after her vehicle was rear-ended by a pickup truck in January 2010. According to the facts discussed in the recent appellate opinion, the truck contained at least three occupants when the accident occurred. Based on the identification and insurance information that the vehicle’s driver furnished to the plaintiff after the accident, an attorney filed a personal injury claim on her behalf against the vehicle’s owner shortly before the statute of limitations for such a claim expired.

In response to the plaintiff’s lawsuit, the truck’s owner claimed that he was not driving when the accident occurred, although he was riding in the truck. The plaintiff then amended her claim to add the man who was driving the truck as a defendant to her lawsuit, although the amended claim was not filed until after the statute of limitations had expired.

Federal Court Awards Additional Damages to Plaintiff Based On Insurance Company’s Bad Faith

Published on: September 9, 2016 | by Friedman Rodman Frank & Estrada, P.A.

The United States Tenth Circuit Court of Appeals recently published an opinion affirming a federal district court’s ruling awarding a plaintiff triple damages in a breach of contract case filed against his insurance company. The plaintiff sued his insurer after the defendant refused to honor an underinsured motorist claim made by the plaintiff after another driver caused a car accident, resulting in injuries to the plaintiff. In addition to the damages initially requested by the plaintiff, the trial jury also awarded him $1.5 million in special damages because of the defendant’s unreasonable delay and denial of his initial claim. Based on the Tenth Circuit ruling affirming the jury’s award, the defendant will be required to pay the full amount to the plaintiff.

The Plaintiff Suffered a Back Injury in an Accident with an Underinsured Driver

The plaintiff in the case of Etherton v. Owners Insurance Company is a Colorado man who was injured in an auto accident in 2009. The at-fault driver was insured with $250,000 worth of liability coverage, although the plaintiff claimed to have suffered at least $1 million in damages from the crash. The plaintiff filed a claim with the defendant, his own insurance company, seeking compensation through his underinsured motorist policy for the $750,000 deficiency between the accident expenses and the other driver’s policy limit. The defendant denied the plaintiff’s claim, noting “serious questions of causation” in the plaintiff’s claim and offering only a $150,000 settlement to handle the issue. After subsequent negotiations failed, the plaintiff filed suit against the defendant to enforce the insurance policy.

State Court Waives Limitations Period for Plaintiff in Underinsured Motorist Claim

Published on: August 25, 2016 | by Friedman Rodman Frank & Estrada, P.A.

The Indiana Supreme Court recently published an opinion affirming a lower court’s ruling to allow a plaintiff’s personal injury claim to proceed against her insurance company. The defendant insurance company had argued that the underinsured motorist claim at issue was filed after the policy’s limitations period for such claims had expired and should not be permitted. The courts reasoned that the language of the underinsured motorist policy appeared to exempt such claims from the limitations period and was too ambiguous to be enforced. As a result of the recent appellate ruling, the plaintiff’s claim for damages against the defendant will proceed toward a trial.

The Plaintiff Is Injured in an Auto Accident With an Underinsured Motorist

The plaintiffs in the case of State Farm Mutual Auto Insurance Company v. Jakubowicz are a woman and her two sons, who were injured in a car accident with another driver in August 2007. According to the facts and procedural case history discussed in the appellate opinion, the woman filed a personal injury case against the other driver less than two years after the accident, seeking compensation for her family’s injuries.

As the claim against the other driver proceeded, the plaintiff learned that the other driver’s insurance coverage would be insufficient to fully compensate her for the expenses and losses suffered in the accident. The plaintiff eventually added a claim against her own insurance company, seeking compensation for damages that would not otherwise be covered through her underinsured motorist coverage, although this claim was not filed until after the three-year limitations period had expired.

General Motors Faces Appellate Defeat in Ignition Switch Case

Published on: August 11, 2016 | by Friedman Rodman Frank & Estrada, P.A.

The Second Circuit Court of Appeals recently released an opinion that will allow several tort claims against General Motors related to a faulty ignition switch to proceed. According to a New York Times article discussing the recent opinion, the ruling stands in the face of a 2009 bankruptcy court ruling, which prevented claims against GM from being asserted against the company that was created in the debt restructuring process. The appellate court ruled that the broad bar on future claims against the successor organization to the “old GM” did not apply to claims based on the defective ignition switches that were concealed by the previous company in anticipation of their bankruptcy restructuring.

Defective Ignition Switches in Millions of GM Vehicles Have Endangered the Public

The product liability lawsuits that have been filed against GM over the defective ignition switches allege that the manufacturer knowingly included the defective and dangerous equipment on their vehicles for years after they discovered the problem, and they even attempted to conceal evidence of their knowledge of the faulty equipment. The recall, which has now been expanded to include over 11 million vehicles in several General Motors make and model lines, is related to an issue with the ignition switch on the vehicles.

The ignitions on the affected vehicles may unexpectedly switch into the “off” position, deactivating important safety features on the vehicles, including power steering and airbags. The defective part has been linked to at least 124 deaths and 275 injuries. General Motors has already paid over $2 billion in criminal and civil penalties and settlements related to the issue, and the company expects to pay more in settlements as the plaintiff class expands with additional recalls.

State Appellate Court Rules in Favor of Plaintiff in Auto-Pedestrian Accident Case

Published on: July 22, 2016 | by Friedman Rodman Frank & Estrada, P.A.

The California Court of Appeals recently released a decision reversing a lower court’s ruling in favor of the defendant in a premises liability lawsuit filed after the plaintiff was hit by a car while crossing the street from an overflow parking lot to the defendant’s establishment. The trial court had ruled that the defendant could not be held responsible for the man’s injuries because the accident occurred on a public street that the defendant did not own or control. The appellate court found that the defendant may be held accountable for negligence based on their ownership of the overflow parking lot and a duty to provide reasonable care. Based on the court of appeals’ opinion, the plaintiff may receive damages from his claim by a trial or if a settlement is reached.

The Plaintiff is Injured Crossing from the Overflow Parking Lot to the Church

The plaintiff in the case of Vasilenko v. Grace Family Church was a church member who intended to attend a church event in Sacramento, California on an evening in November of 2010. According to the facts discussed in the opinion, when the plaintiff arrived to the church the primary parking lot was full. The plaintiff was instead told to park in an overflow lot, which was located directly across a five-lane road from the church and had parking attendants on duty.

After parking his car, the plaintiff did not receive instructions from the parking attendants regarding how to cross the street and there was no crosswalk at the nearest intersection so he attempted to cross directly in front of the church, along with several other churchgoers. As the small group was crossing the street, a vehicle approached on the roadway and the parishioners began running, however, the plaintiff couldn’t avoid being struck by the vehicle.

Plaintiff’s Underinsured Motorist Claim Denied by Appellate Court

Published on: May 27, 2016 | by Friedman Rodman Frank & Estrada, P.A.

The U.S. Court of Appeals for the Seventh Circuit recently released an opinion affirming a lower court’s ruling against the driver and two passengers involved in a car accident. The plaintiffs alleged that the settlement they received from the at-fault driver was not sufficient to cover their damages, and they sought additional relief from the insurance company covering the driver of the car they occupied. The plaintiffs attempted to use the underinsured motorist coverage included in the driver’s insurance policy to contribute to their relief, but the district court and Seventh Circuit agreed with the defendant, holding that the uninsured motorist coverage under which the claim was filed did not apply.

Plaintiffs Are Injured after Another Driver Runs Through Stop Sign, Causing a Four-Car Accident

The plaintiffs in the case of Trotter v. Harleysville Insurance Company were injured when the car they were occupying was struck at an intersection by another vehicle that drove through a stop sign. After the accident, the plaintiffs filed a personal injury lawsuit and reached a settlement with the insurance company representing the driver of the vehicle that caused the accident.

The settlement that was reached awarded a total of $500,000 to the three plaintiffs, which was shared based on the injuries each had sustained in the crash. The $500,000 settlement was for the single-accident policy limit of the liability insurance coverage, although the plaintiffs maintained after accepting the settlement that they were not made whole by the settlement and suffered more harm that should be compensated.

Accidents Involving Popular Ride-Share Services May Not Be Covered by Insurance

Published on: May 19, 2016 | by Friedman Rodman Frank & Estrada, P.A.

The exploding popularity of the ride-share apps Lyft and Uber, as well as similar services, has created a gray area in insurance coverage that could put some drivers and passengers at increased risk in the event they are involved in an accident with someone who is working as a driver for a ride-share service. Although the most popular ride-share companies provide insurance for passengers once they are in the vehicle, the coverage is not absolute, and other accidents involving a ride-share driver may not be covered by any insurance whatsoever.

Personal Versus Commercial Auto Insurance Coverage

The recent boom in the popularity of ride-share services comes in part from the ease with which people can become drivers and support themselves using only their personal vehicle and the services provided by the app. Most ride-share drivers, however, only carry personal insurance coverage for their vehicles, and they may not be covered for any accidents or incidents that occur while they are engaged in business activities, such as driving a passenger for a fee though the app. According to a recently published national news report, the most popular ride-share services, Lyft and Uber, offer insurance that covers passengers and other vehicles both while a passenger is in the vehicle and while the driver is traveling to pick up the passenger after receiving a call. Passengers, pedestrians, and other drivers who are injured by a ride-share vehicle during these times should be covered for damages by making a personal injury claim against the ride-share driver.

There is No Coverage for Accidents That Occur While the Driver Is Waiting on a Fare

According to the article, there is a gray area that exists in which accident victims may not be covered by any insurance in the event of a crash with a ride-share operator. If a driver is waiting for a notification to pick up a passenger while driving around, they are technically engaged in commercial activity, although the insurance that is provided by the ride-share companies is not in effect. Since the driver is seen as a commercial driver, their personal auto insurance may not offer coverage in the event of an accident. Ride-share operators are encouraged to obtain coverage for these situations, although it is common for them to continue operating a ride-share vehicle with no insurance coverage for these situations.

The Importance of a Thorough Accident Investigation in South Florida

Published on: April 28, 2016 | by Friedman Rodman Frank & Estrada, P.A.

South Florida accident and personal injury cases often involve two or more conflicting stories, and it can be up to a judge or jury to decide who is telling the truth. Plaintiffs and defendants in a Miami personal injury lawsuit must offer evidence to prove their side of the story. In some instances in which one party appears more believable than another but conceals the facts, the truth of what happened can be hidden from the judge or jury, resulting in an accident victim being denied compensation even when another driver was in fact negligent and caused the alleged injuries.

The Investigation: The First Step in a Successful Personal Injury Claim

Florida accident victims may wonder what the process entails in making an injury claim in state or federal court, and an experienced attorney can shed light on how a claim for damages should proceed. One of the first steps to collecting damages in a South Florida personal injury lawsuit is for the plaintiff’s attorney to ensure that a full investigation is performed into what exactly happened to cause their client’s injuries. It’s not that lawyers don’t believe their client’s side of the story. The investigation is necessary because experienced injury attorneys know the strategies that defendants and insurance companies may use to avoid liability. Only by having a qualified investigative team perform a full investigation of an accident can a Miami injury lawyer begin to construct the best case for their client to receive a fair damages award after an accident.