In a recent case an insurer filed a motion for rehearing on a dog bite case. The case arose out of a living situation in which a woman and her two sons lived with the woman’s boyfriend and his two dogs.
One day as the woman was dressing one of her sons, she and her boyfriend heard the other son screaming. One of the dogs was biting the other son in the spare bedroom. They tried to get the dog to let go, but when the dog let go of the boy, she bit the woman in the face, injuring her too.
The boyfriend’s home was insured under a homeowner’s policy. The policy offered personal liability coverage to the boyfriend for $100,000 per occurrence “Occurrence” was defined as an accident that resulted in bodily or property injury.
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