Recently, a state appellate court issued a written opinion in a personal injury case involving an interesting insurance issue that can come up in many Florida car accident cases. The case required the court to determine if the defendant insurance company was proper to deny the plaintiffs’ claims arising from a rear-end accident involving a horse-drawn carriage.Ultimately, the court concluded that one plaintiff’s claims could proceed to trial for a determination of whether coverage existed, while the other plaintiff’s claims were insufficient as a matter of law.
The Facts of the Case
The plaintiffs were the driver and passenger of a horse-drawn carriage that was rear-ended after participating in a Christmas parade. The passenger-plaintiff was injured in the collision and filed a claim against the driver-plaintiff. That claim is not the subject of this case.