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Articles Posted in Insurance Issues

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Court Holds Employer’s Insurance Company Was Responsible for Employee’s Drunk-Driving Accident

Recently, a state appellate court issued a written opinion in a personal injury case discussing whether a car accident that was caused by an intoxicated employee was covered under the employer’s insurance policy. Specifically, the case required the court to determine if the employee was considered a “permissive user” under…

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Court Discusses Plaintiff’s UIM Rejection in Recent Car Accident Case

A state appellate court recently issued an opinion in an interesting car accident case. The case presented the court with the opportunity to discuss whether a plaintiff’s signed rejection of uninsured motorist (UIM) protection was valid under state law. Ultimately, the court concluded that the plaintiff’s rejection of UIM coverage…

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Accident Victim’s Failure to Provide Immediate Notice of Case May Preclude Recovery

In most Florida car accident cases, one or more of the parties involved will file a claim with an insurance company, seeking compensation for the injuries they sustained in the accident. In many cases, after an accident, it is an at-fault driver’s insurance company – rather than the driver themselves…

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Court Determines Motorcycle Accident Victim Was Not “Occupying” the Vehicle that Struck Him for Purposes of UIM Coverage

Earlier this month, a state appellate court issued an opinion in a motorcycle accident case that raised an interesting issue that confronts many Florida motorcycle accident plaintiffs. The case involved a plaintiff’s claim that he was entitled to coverage under the defendant’s uninsured motorist (UIM) insurance coverage. Ultimately, the court…

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Court Rejects Underinsured Motorist Claim Following Horse-Drawn Carriage Accident

Recently, a state appellate court issued a written opinion in a personal injury case involving an interesting insurance issue that can come up in many Florida car accident cases. The case required the court to determine if the defendant insurance company was proper to deny the plaintiffs’ claims arising from a…

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Accident Victims Should Not Be Pressured to Accept Settlement Offers by Pushy Florida Insurance Adjusters

Under Florida law, all motorists are required to maintain a base level of insurance coverage in order to legally operate a motor vehicle. The purpose of this requirement is to ensure that, in the event a motorist causes a Florida car accident resulting in serious injuries or death, the motorist…

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Court Hears Case Involving Insurance Company’s Denial of Coverage Based on Victim’s Conflicting Testimony

Earlier this month, a state appellate court issued a written opinion in a personal injury case that presents a valuable lesson to Florida car accident victims. The case involves an accident victim’s conflicting testimony and how courts resolve such conflicts. Ultimately, the court determined that it would be improper to…

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Insurance Company’s Failure to Settle Lawsuit Results in Plaintiff’s Bad-Faith Claim

Earlier this month, an appellate court in Georgia issued a written opinion in a personal injury case involving allegations that an insurance company acted in bad faith when it failed to settle a case that later resulted in a substantial jury verdict. Ultimately, the court concluded that there was sufficient…

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Court Determines Florida Golf Cart Accident Victim Was Covered Under Insurance Policy

Florida is known for its fantastic golf courses. Unfortunately, Florida is also known for its bad drivers. When Florida drivers get behind the wheel of a golf cart, accidents are bound to happen. This is especially the case when a golfer has a few drinks while on the links.Florida golf…

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Court Requires Insurance Company to Extend Coverage to Out-of-State Student in Recent Car Accident Case

Earlier this month, an appellate court issued a written opinion in a Florida car accident case involving an out-of-state student who was listed as a driver on her parents’ Florida insurance policy. The case required the court to determine if the insurance company’s refusal to cover the accident was proper…

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